Indian Railway Finance Corporation vs Muthoot Finance: Share Price, Valuation and Results Compared

Indian Railway Finance Corporation Ltd (IRFC) (NSE: IRFC) and Muthoot Finance Limited (NSE: MUTHOOTFIN) are both listed in the NBFC industry. Indian Railway Finance Corporation has a market capitalisation of ₹98,863 Cr and Muthoot Finance ₹1,00,957 Cr, as of 9 Nov 2026. Their P/E ratios are 14.1 and 9.5 respectively. Return on equity is 12.81% for Indian Railway Finance Corporation and 30.41% for Muthoot Finance. Over one year, Indian Railway Finance Corporation's share price is down 32.2% and Muthoot Finance's is down 8.6%.

Indian Railway Finance Corporation vs Muthoot Finance — Key Figures

MetricIndian Railway Finance CorporationMuthoot Finance
NSE SymbolIRFCMUTHOOTFIN
BSE Code543257533398
Share Price₹83.50₹2,917.60
Market Cap₹98,863 Cr₹1,00,957 Cr
P/E Ratio14.19.5
Return on Equity12.81%30.41%
Return on Assets1.39%6.46%
Dividend Yield3.04%1.19%
Beta (1Y)0.540.73
1-Year Price Change-32.2%-8.6%
3-Month Price Change-5.6%+0.4%
52-Week Range₹73.05 – ₹137.17₹2,305.00 – ₹4,149.50
Latest QuarterQ2 FY27Q2 FY27
Quarterly Revenue₹7,866 Cr₹9,998 Cr
Quarterly Net Profit₹1,958 Cr₹3,278 Cr
Net Margin24.9%32.8%
EPS (Basic, Quarter)₹1.50₹80.87
Results Basisstandaloneconsolidated
HeadquartersNew Delhi, DelhiKochi, Kerala

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Indian Railway Finance Corporation Ltd (IRFC)

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.

Muthoot Finance Limited

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates ele…

Frequently Asked Questions

Which is larger by market cap, Indian Railway Finance Corporation or Muthoot Finance?

Muthoot Finance has a market capitalisation of ₹1,00,957 Cr, against ₹98,863 Cr for Indian Railway Finance Corporation as of 9 Nov 2026, so the two are about the same size by market cap.

What is the P/E ratio of Indian Railway Finance Corporation and Muthoot Finance?

Indian Railway Finance Corporation has a P/E of 14.1 and Muthoot Finance a P/E of 9.5 as of 9 Nov 2026.

What is the return on equity of Indian Railway Finance Corporation and Muthoot Finance?

Indian Railway Finance Corporation has a return on equity of 12.81% and Muthoot Finance 30.41%.

How have Indian Railway Finance Corporation and Muthoot Finance shares moved over one year?

Indian Railway Finance Corporation's share price is down 32.2% over one year and Muthoot Finance's is down 8.6%.

What were the latest quarterly results of Indian Railway Finance Corporation and Muthoot Finance?

Indian Railway Finance Corporation reported revenue of ₹7,866 Cr and net profit of ₹1,958 Cr for Q2 FY27. Muthoot Finance reported revenue of ₹9,998 Cr and net profit of ₹3,278 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Indian Railway Finance Corporation and Muthoot Finance in?

Both are classified under Financial Services > NBFC on FinBizNet.

Is this comparison a recommendation to buy or sell Indian Railway Finance Corporation or Muthoot Finance?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

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Data as of 9 Nov 2026. Descriptive market data only — not investment advice.