Jammu & Kashmir Bank vs The Karnataka Bank: Share Price, Valuation and Results Compared

Jammu & Kashmir Bank Ltd (J&K) (NSE: J&KBANK) and The Karnataka Bank Limited (NSE: KTKBANK) are both listed in the Private Bank industry. Jammu & Kashmir Bank has a market capitalisation of ₹13,112 Cr and The Karnataka Bank ₹11,291 Cr, as of 9 Nov 2026. Their P/E ratios are 5.6 and 8.6 respectively. Return on equity is 15.42% for Jammu & Kashmir Bank and 10.36% for The Karnataka Bank. Over one year, Jammu & Kashmir Bank's share price is up 21.8% and The Karnataka Bank's is up 86.9%.

Jammu & Kashmir Bank vs The Karnataka Bank — Key Figures

MetricJammu & Kashmir BankThe Karnataka Bank
NSE SymbolJ&KBANKKTKBANK
BSE Code532209532652
Share Price₹130.98₹333.00
Market Cap₹13,112 Cr₹11,291 Cr
P/E Ratio5.68.6
Return on Equity15.42%10.36%
Return on Assets1.32%1.05%
Dividend Yield0.00%1.68%
Beta (1Y)0.820.05
1-Year Price Change+21.8%+86.9%
3-Month Price Change-15.6%+9.1%
52-Week Range₹97.35 – ₹201.75₹173.80 – ₹345.90
Latest QuarterQ1 FY27Q2 FY27
Quarterly Revenue₹3,765 Cr₹2,794 Cr
Quarterly Net Profit₹425 Cr₹436 Cr
Net Margin11.3%15.6%
EPS (Basic, Quarter)₹3.89₹11.52
Results Basisconsolidatedconsolidated
HeadquartersSrinagar, Jammu and KashmirMangalore, Karnataka

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Jammu & Kashmir Bank Ltd (J&K)

Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and lo…

The Karnataka Bank Limited

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against t…

Frequently Asked Questions

Which is larger by market cap, Jammu & Kashmir Bank or The Karnataka Bank?

Jammu & Kashmir Bank has a market capitalisation of ₹13,112 Cr, against ₹11,291 Cr for The Karnataka Bank as of 9 Nov 2026, about 1.2 times the size by market cap.

What is the P/E ratio of Jammu & Kashmir Bank and The Karnataka Bank?

Jammu & Kashmir Bank has a P/E of 5.6 and The Karnataka Bank a P/E of 8.6 as of 9 Nov 2026.

What is the return on equity of Jammu & Kashmir Bank and The Karnataka Bank?

Jammu & Kashmir Bank has a return on equity of 15.42% and The Karnataka Bank 10.36%.

How have Jammu & Kashmir Bank and The Karnataka Bank shares moved over one year?

Jammu & Kashmir Bank's share price is up 21.8% over one year and The Karnataka Bank's is up 86.9%.

What were the latest quarterly results of Jammu & Kashmir Bank and The Karnataka Bank?

Jammu & Kashmir Bank reported revenue of ₹3,765 Cr and net profit of ₹425 Cr for Q1 FY27. The Karnataka Bank reported revenue of ₹2,794 Cr and net profit of ₹436 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Jammu & Kashmir Bank and The Karnataka Bank in?

Both are classified under Banks > Private Bank on FinBizNet.

Is this comparison a recommendation to buy or sell Jammu & Kashmir Bank or The Karnataka Bank?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

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Data as of 9 Nov 2026. Descriptive market data only — not investment advice.