Poonawalla Fincorp vs SBI Cards & Payment Services: Share Price, Valuation and Results Compared

Poonawalla Fincorp Limited (NSE: POONAWALLA) and SBI Cards & Payment Services Ltd. (NSE: SBICARD) are both listed in the NBFC industry. Poonawalla Fincorp has a market capitalisation of ₹42,326 Cr and SBI Cards & Payment Services ₹50,713 Cr, as of 9 Nov 2026. Their P/E ratios are 70.5 and 23.4 respectively. Return on equity is 5.85% for Poonawalla Fincorp and 14.69% for SBI Cards & Payment Services. Over one year, Poonawalla Fincorp's share price is up 0.1% and SBI Cards & Payment Services's is down 33.5%.

Poonawalla Fincorp vs SBI Cards & Payment Services — Key Figures

MetricPoonawalla FincorpSBI Cards & Payment Services
NSE SymbolPOONAWALLASBICARD
BSE Code524000543066
Share Price₹474.90₹590.15
Market Cap₹42,326 Cr₹50,713 Cr
P/E Ratio70.523.4
Return on Equity5.85%14.69%
Return on Assets1.14%3.29%
Dividend Yield0.00%0.47%
Beta (1Y)0.540.33
1-Year Price Change+0.1%-33.5%
3-Month Price Change-0.4%-9.9%
52-Week Range₹361.20 – ₹511.90₹519.05 – ₹906.40
Latest QuarterQ2 FY27Q2 FY27
Quarterly Revenue₹2,625 Cr₹5,141 Cr
Quarterly Net Profit₹375 Cr₹778 Cr
Net Margin14.3%15.1%
EPS (Basic, Quarter)₹4.27₹8.17
Results Basisconsolidatedstandalone
HeadquartersMumbai, MaharashtraGurugram, Haryana

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Poonawalla Fincorp Limited

Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provides supply chain financing and credit leasing services. In addition, the company offers insurance services. It serves individuals, salaried and self-employed professionals, students, proprietorship, MSME…

SBI Cards & Payment Services Ltd.

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited is a subsidiary of State Bank of India.

Frequently Asked Questions

Which is larger by market cap, Poonawalla Fincorp or SBI Cards & Payment Services?

SBI Cards & Payment Services has a market capitalisation of ₹50,713 Cr, against ₹42,326 Cr for Poonawalla Fincorp as of 9 Nov 2026, about 1.2 times the size by market cap.

What is the P/E ratio of Poonawalla Fincorp and SBI Cards & Payment Services?

Poonawalla Fincorp has a P/E of 70.5 and SBI Cards & Payment Services a P/E of 23.4 as of 9 Nov 2026.

What is the return on equity of Poonawalla Fincorp and SBI Cards & Payment Services?

Poonawalla Fincorp has a return on equity of 5.85% and SBI Cards & Payment Services 14.69%.

How have Poonawalla Fincorp and SBI Cards & Payment Services shares moved over one year?

Poonawalla Fincorp's share price is up 0.1% over one year and SBI Cards & Payment Services's is down 33.5%.

What were the latest quarterly results of Poonawalla Fincorp and SBI Cards & Payment Services?

Poonawalla Fincorp reported revenue of ₹2,625 Cr and net profit of ₹375 Cr for Q2 FY27. SBI Cards & Payment Services reported revenue of ₹5,141 Cr and net profit of ₹778 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Poonawalla Fincorp and SBI Cards & Payment Services in?

Both are classified under Financial Services > NBFC on FinBizNet.

Is this comparison a recommendation to buy or sell Poonawalla Fincorp or SBI Cards & Payment Services?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

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Data as of 9 Nov 2026. Descriptive market data only — not investment advice.