United Credit Ltd. (BSE: 531091) is a Kolkata, West Bengal-based company in the NBFC industry. With a market capitalisation of ₹12 Cr, it ranks #4,953 by market cap among the 6,137 Indian listed companies on FinBizNet, and #216 of 264 in NBFC. At ₹20.00 (as of 25 Oct 2026), the share price is 47.1% below its 52-week high of ₹37.83 and 5.3% above its 52-week low of ₹19.00. The share price is down 35.2% over one year and down 25.9% over three months.
| Current Price | ₹20.00 |
|---|---|
| Market Cap | ₹12 Cr |
| BSE Code | 531091 |
| Sector | Financials > Financial Services > Financial Services |
| Sub-Industry | NBFC |
| P/E Ratio | 13.9 |
| Return on Equity | 3.44% |
| Return on Assets | 2.76% |
| 52-Week Range | ₹19.00 – ₹37.83 |
| 1-Year Price Change | -35.2% |
| 3-Month Price Change | -25.9% |
| Beta (1Y) | 0.47 |
| Dividend Yield | 0.00% |
| Headquarters | Kolkata, West Bengal |
| Website | www.unitedcreditltd.com |
United Credit Limited, a non-banking financial company, provides hire purchase, leasing, and other financial services in India. The company operates in two segments, Financing Activity and Renting Activity. It also engages in consumer financing, investment, and capital market operations. The company was formerly known as United India Credit and Development Company Limited and changed its name to United Credit Limited in January 1981. United Credit Limited was incorporated in 1970 and is headquartered in Kolkata, India.
1. Financing Activity-This segment offers financing in the form of loans to its clients primarily to acquire assets. 2. Renting Activity-This segment engages in the rental of property. 3. Unallocable-0 4. Non-Banking Financial Activities-This segment engages in lease, hire purchase, consumer financing, investment, and capital market operations.
1. Financing Activity-81.3% 2. Renting Activity-18.7%
| Company | Market Cap | P/E | ROE | Latest Qtr Revenue | 1Y Change |
|---|---|---|---|---|---|
| Bajaj Finance Ltd | ₹6,10,658 Cr | 31.4 | 17.91% | ₹24,546 Cr | -12.8% |
| Bajaj Finserv Ltd. | ₹2,76,421 Cr | 27.9 | 14.60% | ₹42,037 Cr | -20.8% |
| Shriram Finance | ₹2,20,942 Cr | 39.8 | 16.38% | ₹13,400 Cr | +28.6% |
| Jio Financial Services Ltd | ₹1,42,793 Cr | 86.9 | 1.21% | ₹1,699 Cr | -34.3% |
| Cholamandalam Investment And Finance Company Ltd | ₹1,34,432 Cr | 25.1 | 19.33% | ₹8,856 Cr | -12.2% |
| Bajaj Holdings & Investment Ltd. | ₹1,23,180 Cr | 13 | 12.62% | ₹394 Cr | -10.6% |
| Power Finance Corporation Limited (PFC) | ₹1,09,976 Cr | 4.2 | 20.47% | ₹28,527 Cr | -21.3% |
| Indian Railway Finance Corporation Ltd (IRFC) | ₹1,04,875 Cr | 14.6 | 12.81% | ₹8,261 Cr | -40.3% |
| United Credit Ltd. | ₹12 Cr | 13.9 | 3.44% | — | -35.2% |
Listed by market capitalisation. Ratios are shown for context only.
United Credit Ltd. is trading at ₹20.00, with a market capitalisation of ₹12 Cr.
United Credit Ltd. operates in the Financials > Financial Services > Financial Services space (NBFC).
United Credit Ltd. has a P/E of 13.9 and a return on equity of 3.44%.
United Credit Ltd. is listed on the BSE under the scrip code 531091.
United Credit Ltd.'s share price is down 35.2% over one year and down 25.9% over three months. Its 52-week range is ₹19.00 to ₹37.83.
Data as of 25 Oct 2026. Descriptive market data only — not investment advice.