Central Bank Of India vs Indian Overseas Bank: Share Price, Valuation and Results Compared

Central Bank Of India (CBI) (NSE: CENTRALBK) and Indian Overseas Bank (IOB) (NSE: IOB) are both listed in the PSU Bank industry. Central Bank Of India has a market capitalisation of ₹26,702 Cr and Indian Overseas Bank ₹56,403 Cr, as of 9 Nov 2026. Their P/E ratios are 5.9 and 10.4 respectively. Return on equity is 11.82% for Central Bank Of India and 15.05% for Indian Overseas Bank. Over one year, Central Bank Of India's share price is down 21.7% and Indian Overseas Bank's is down 23.0%.

Central Bank Of India vs Indian Overseas Bank — Key Figures

MetricCentral Bank Of IndiaIndian Overseas Bank
NSE SymbolCENTRALBKIOB
BSE Code532885532388
Share Price₹31.30₹31.16
Market Cap₹26,702 Cr₹56,403 Cr
P/E Ratio5.910.4
Return on Equity11.82%15.05%
Return on Assets0.88%1.25%
Dividend Yield8.14%0.00%
Beta (1Y)0.570.56
1-Year Price Change-21.7%-23.0%
3-Month Price Change+0.9%-8.0%
52-Week Range₹28.26 – ₹40.92₹28.32 – ₹40.74
Latest QuarterQ2 FY27Q2 FY27
Quarterly Revenue₹11,774 Cr₹10,428 Cr
Quarterly Net Profit₹1,475 Cr₹1,912 Cr
Net Margin12.5%18.3%
EPS (Basic, Quarter)₹1.64₹1.02
Results Basisconsolidatedconsolidated
HeadquartersMumbai, MaharashtraChennai, Tamil Nadu

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Central Bank Of India (CBI)

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such…

Indian Overseas Bank (IOB)

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides de…

Frequently Asked Questions

Which is larger by market cap, Central Bank Of India or Indian Overseas Bank?

Indian Overseas Bank has a market capitalisation of ₹56,403 Cr, against ₹26,702 Cr for Central Bank Of India as of 9 Nov 2026, about 2.1 times the size by market cap.

What is the P/E ratio of Central Bank Of India and Indian Overseas Bank?

Central Bank Of India has a P/E of 5.9 and Indian Overseas Bank a P/E of 10.4 as of 9 Nov 2026.

What is the return on equity of Central Bank Of India and Indian Overseas Bank?

Central Bank Of India has a return on equity of 11.82% and Indian Overseas Bank 15.05%.

How have Central Bank Of India and Indian Overseas Bank shares moved over one year?

Central Bank Of India's share price is down 21.7% over one year and Indian Overseas Bank's is down 23.0%.

What were the latest quarterly results of Central Bank Of India and Indian Overseas Bank?

Central Bank Of India reported revenue of ₹11,774 Cr and net profit of ₹1,475 Cr for Q2 FY27. Indian Overseas Bank reported revenue of ₹10,428 Cr and net profit of ₹1,912 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Central Bank Of India and Indian Overseas Bank in?

Both are classified under Banks > PSU Bank on FinBizNet.

Is this comparison a recommendation to buy or sell Central Bank Of India or Indian Overseas Bank?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

More Comparisons

More on FinBizNet

Data as of 9 Nov 2026. Descriptive market data only — not investment advice.