Indian Overseas Bank (IOB) (NSE: IOB, BSE: 532388) is a Chennai, Tamil Nadu-based company in the PSU Bank industry. With a market capitalisation of ₹59,676 Cr, it ranks #176 by market cap among the 6,137 Indian listed companies on FinBizNet, and #9 of 12 in PSU Bank. At ₹28.68 (as of 25 Oct 2026), the share price is 30.5% below its 52-week high of ₹41.29 and 0.9% above its 52-week low of ₹28.42. The share price is down 27.9% over one year and down 15.3% over three months.
| Current Price | ₹28.68 |
|---|---|
| Market Cap | ₹59,676 Cr |
| NSE Symbol | IOB |
| BSE Code | 532388 |
| Sector | Financials > Banks > Banks |
| Sub-Industry | PSU Bank |
| P/E Ratio | 10.9 |
| Return on Equity | 15.05% |
| Return on Assets | 1.25% |
| 52-Week Range | ₹28.42 – ₹41.29 |
| 1-Year Price Change | -27.9% |
| 3-Month Price Change | -15.3% |
| Beta (1Y) | 0.53 |
| Dividend Yield | 0.00% |
| Headquarters | Chennai, Tamil Nadu |
| Website | www.iob.bank.in |
| Revenue | ₹10,938 Cr |
|---|---|
| Net Profit | ₹1,659 Cr |
| Net Margin | 15.2% |
| EPS (Basic) | ₹0.89 |
| Basis | consolidated |
Figures in ₹ crore, parsed from the company's exchange filing (XBRL).
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Colombo, and Ba
1. Treasury-This segment offers treasury services. 2. Corporate / Wholesale Banking-This segment offers corporate and wholesale banking products and services. 3. Retail Banking-This segment provides retail banking products and services. 4. Other Banking Operations-This segment provides other banking services.
1. Treasury Operations-23.7% 2. Corporate / Wholesale Banking-29.4% 3. Retail Banking - Digital Banking-0% 4. Retail Banking - Other Retail Banking-44.9% 5. Other Banking Operations-1.6% 7. Unallocated Income-0.4%
| Company | Market Cap | P/E | ROE | Latest Qtr Revenue | 1Y Change |
|---|---|---|---|---|---|
| State Bank Of India (SBI) | ₹8,88,539 Cr | 10.7 | 15.21% | ₹1,80,062 Cr | +8.1% |
| Punjab National Bank (PNB) | ₹1,33,663 Cr | 7.6 | 12.08% | ₹38,791 Cr | +3.7% |
| Union Bank Of India (UBI) | ₹1,31,054 Cr | 7.1 | 15.19% | ₹33,471 Cr | +28.9% |
| Bank Of Baroda (BOB) | ₹1,19,148 Cr | 6.2 | 12.47% | ₹41,317 Cr | -13.2% |
| Indian Bank | ₹1,15,044 Cr | 9.9 | 15.12% | ₹23,336 Cr | +8.6% |
| Canara Bank Ltd | ₹1,07,297 Cr | 6.2 | 15.34% | ₹40,939 Cr | -8.8% |
| Bank Of Maharashtra (BOM) | ₹61,371 Cr | 8.8 | 22.67% | ₹9,064 Cr | +30.7% |
| Bank Of India Ltd (BOI) | ₹60,275 Cr | 6 | 11.82% | ₹24,137 Cr | +4.4% |
| Indian Overseas Bank (IOB) | ₹59,676 Cr | 10.9 | 15.05% | ₹10,938 Cr | -27.9% |
Listed by market capitalisation. Ratios are shown for context only.
Indian Overseas Bank (IOB) is trading at ₹28.68, with a market capitalisation of ₹59,676 Cr.
Indian Overseas Bank (IOB) operates in the Financials > Banks > Banks space (PSU Bank).
Indian Overseas Bank (IOB) has a P/E of 10.9 and a return on equity of 15.05%.
Indian Overseas Bank (IOB) is listed on the NSE under the symbol IOB and on the BSE under the scrip code 532388.
Indian Overseas Bank (IOB)'s share price is down 27.9% over one year and down 15.3% over three months. Its 52-week range is ₹28.42 to ₹41.29.
In Q1 FY27, Indian Overseas Bank (IOB) reported revenue of ₹10,938 Cr and net profit of ₹1,659 Cr, with basic EPS of ₹0.89 (consolidated, parsed from the company's exchange filing).
Data as of 25 Oct 2026. Descriptive market data only — not investment advice.