Indian Overseas Bank vs UCO Bank: Share Price, Valuation and Results Compared

Indian Overseas Bank (IOB) (NSE: IOB) and UCO Bank (NSE: UCOBANK) are both listed in the PSU Bank industry. Indian Overseas Bank has a market capitalisation of ₹56,403 Cr and UCO Bank ₹28,201 Cr, as of 9 Nov 2026. Their P/E ratios are 10.4 and 10.2 respectively. Return on equity is 15.05% for Indian Overseas Bank and 8.62% for UCO Bank. Over one year, Indian Overseas Bank's share price is down 23.0% and UCO Bank's is down 28.0%.

Indian Overseas Bank vs UCO Bank — Key Figures

MetricIndian Overseas BankUCO Bank
NSE SymbolIOBUCOBANK
BSE Code532388532505
Share Price₹31.16₹24.19
Market Cap₹56,403 Cr₹28,201 Cr
P/E Ratio10.410.2
Return on Equity15.05%8.62%
Return on Assets1.25%0.73%
Dividend Yield0.00%1.96%
Beta (1Y)0.560.71
1-Year Price Change-23.0%-28.0%
3-Month Price Change-8.0%-7.4%
52-Week Range₹28.32 – ₹40.74₹21.34 – ₹32.70
Latest QuarterQ2 FY27Q2 FY27
Quarterly Revenue₹10,428 Cr₹8,174 Cr
Quarterly Net Profit₹1,912 Cr₹786 Cr
Net Margin18.3%9.6%
EPS (Basic, Quarter)₹1.02₹0.63
Results Basisconsolidatedstandalone
HeadquartersChennai, Tamil NaduKolkata, West Bengal

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Indian Overseas Bank (IOB)

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides de…

UCO Bank

UCO Bank provides various banking and financial services in India and internationally. The company’s deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, the company provides life, health, and general insurance products; credit and debit cards;…

Frequently Asked Questions

Which is larger by market cap, Indian Overseas Bank or UCO Bank?

Indian Overseas Bank has a market capitalisation of ₹56,403 Cr, against ₹28,201 Cr for UCO Bank as of 9 Nov 2026, about 2.0 times the size by market cap.

What is the P/E ratio of Indian Overseas Bank and UCO Bank?

Indian Overseas Bank has a P/E of 10.4 and UCO Bank a P/E of 10.2 as of 9 Nov 2026.

What is the return on equity of Indian Overseas Bank and UCO Bank?

Indian Overseas Bank has a return on equity of 15.05% and UCO Bank 8.62%.

How have Indian Overseas Bank and UCO Bank shares moved over one year?

Indian Overseas Bank's share price is down 23.0% over one year and UCO Bank's is down 28.0%.

What were the latest quarterly results of Indian Overseas Bank and UCO Bank?

Indian Overseas Bank reported revenue of ₹10,428 Cr and net profit of ₹1,912 Cr for Q2 FY27. UCO Bank reported revenue of ₹8,174 Cr and net profit of ₹786 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Indian Overseas Bank and UCO Bank in?

Both are classified under Banks > PSU Bank on FinBizNet.

Is this comparison a recommendation to buy or sell Indian Overseas Bank or UCO Bank?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

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Data as of 9 Nov 2026. Descriptive market data only — not investment advice.