Jana Small Finance vs Ujjivan Small Finance Bank: Share Price, Valuation and Results Compared

Jana Small Finance (NSE: JSFB) and Ujjivan Small Finance Bank Ltd (NSE: UJJIVANSFB) are both listed in the Small Finance Bank industry. Jana Small Finance has a market capitalisation of ₹4,075 Cr and Ujjivan Small Finance Bank ₹10,941 Cr, as of 9 Nov 2026. Their P/E ratios are 12.5 and 16 respectively. Return on equity is 7.60% for Jana Small Finance and 10.74% for Ujjivan Small Finance Bank. Over one year, Jana Small Finance's share price is down 16.3% and Ujjivan Small Finance Bank's is up 14.5%.

Jana Small Finance vs Ujjivan Small Finance Bank — Key Figures

MetricJana Small FinanceUjjivan Small Finance Bank
NSE SymbolJSFBUJJIVANSFB
BSE Code544118542904
Share Price₹403.90₹60.30
Market Cap₹4,075 Cr₹10,941 Cr
P/E Ratio12.516
Return on Equity7.60%10.74%
Return on Assets0.76%1.32%
Dividend Yield—0.00%
Beta (1Y)0.510.63
1-Year Price Change-16.3%+14.5%
3-Month Price Change-25.2%-13.6%
52-Week Range₹330.00 – ₹606.95₹49.24 – ₹73.94
Latest QuarterQ2 FY27Q2 FY27
Quarterly Revenue₹1,816 Cr₹2,449 Cr
Quarterly Net Profit₹170 Cr₹365 Cr
Net Margin9.4%14.9%
EPS (Basic, Quarter)₹16.12₹1.87
Results Basisstandalonestandalone
HeadquartersBengaluru, KarnatakaBengaluru, Karnataka

The figures sit side by side and are not ranked. Quarterly figures are in ₹ crore, parsed from each company's exchange filing (XBRL); the two companies' latest quarters can differ.

About the Companies

Jana Small Finance

Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well a…

Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company’s loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such …

Frequently Asked Questions

Which is larger by market cap, Jana Small Finance or Ujjivan Small Finance Bank?

Ujjivan Small Finance Bank has a market capitalisation of ₹10,941 Cr, against ₹4,075 Cr for Jana Small Finance as of 9 Nov 2026, about 2.7 times the size by market cap.

What is the P/E ratio of Jana Small Finance and Ujjivan Small Finance Bank?

Jana Small Finance has a P/E of 12.5 and Ujjivan Small Finance Bank a P/E of 16 as of 9 Nov 2026.

What is the return on equity of Jana Small Finance and Ujjivan Small Finance Bank?

Jana Small Finance has a return on equity of 7.60% and Ujjivan Small Finance Bank 10.74%.

How have Jana Small Finance and Ujjivan Small Finance Bank shares moved over one year?

Jana Small Finance's share price is down 16.3% over one year and Ujjivan Small Finance Bank's is up 14.5%.

What were the latest quarterly results of Jana Small Finance and Ujjivan Small Finance Bank?

Jana Small Finance reported revenue of ₹1,816 Cr and net profit of ₹170 Cr for Q2 FY27. Ujjivan Small Finance Bank reported revenue of ₹2,449 Cr and net profit of ₹365 Cr for Q2 FY27. Figures are parsed from each company's exchange filing.

Which industry are Jana Small Finance and Ujjivan Small Finance Bank in?

Both are classified under Banks > Small Finance Bank on FinBizNet.

Is this comparison a recommendation to buy or sell Jana Small Finance or Ujjivan Small Finance Bank?

No. The page lays the two companies' published figures side by side and draws no conclusion from them. It is descriptive market data, not investment advice.

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Data as of 9 Nov 2026. Descriptive market data only — not investment advice.