Ujjivan Small Finance Bank Ltd (NSE: UJJIVANSFB, BSE: 542904) is a Bengaluru, Karnataka-based company in the Small Finance Bank industry. With a market capitalisation of ₹12,325 Cr, it ranks #535 by market cap among the 6,137 Indian listed companies on FinBizNet, and #2 of 8 in Small Finance Bank. At ₹58.10 (as of 25 Oct 2026), the share price is 21.4% below its 52-week high of ₹73.94 and 18.0% above its 52-week low of ₹49.24. The share price is up 18.6% over one year and down 17.8% over three months.
| Current Price | ₹58.10 |
|---|---|
| Market Cap | ₹12,325 Cr |
| NSE Symbol | UJJIVANSFB |
| BSE Code | 542904 |
| Sector | Financials > Banks > Banks |
| Sub-Industry | Small Finance Bank |
| P/E Ratio | 18 |
| Return on Equity | 10.74% |
| Return on Assets | 1.32% |
| 52-Week Range | ₹49.24 – ₹73.94 |
| 1-Year Price Change | +18.6% |
| 3-Month Price Change | -17.8% |
| Beta (1Y) | 0.58 |
| Dividend Yield | 0.00% |
| Headquarters | Bengaluru, Karnataka |
| Website | www.ujjivansfb.bank.in |
| Revenue | ₹2,449 Cr |
|---|---|
| Net Profit | ₹365 Cr |
| Net Margin | 14.9% |
| EPS (Basic) | ₹1.87 |
| Basis | standalone |
Figures in ₹ crore, parsed from the company's exchange filing (XBRL).
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company’s loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, healt
1. Treasury-This segment manages investment portfolio. It also engages in money market borrowing and lending, and investment operations. 2. Retail Financing-This segment provides lending and deposit services to retail customers. 3. Wholesale Banking-This segment provides loans to corporates and financial institutions. 4. Unallocated Expenses-0
1. Treasury-11.6% 2. Retail Banking-85.5%
| Company | Market Cap | P/E | ROE | Latest Qtr Revenue | 1Y Change |
|---|---|---|---|---|---|
| AU Small Finance Bank Ltd (AUBANK) | ₹74,164 Cr | 27.7 | 14.22% | ₹6,382 Cr | +16.8% |
| Ujjivan Small Finance Bank Ltd | ₹12,325 Cr | 18 | 10.74% | ₹2,449 Cr | +18.6% |
| Equitas Small Finance Bank Ltd | ₹8,050 Cr | 77.8 | 1.69% | ₹2,216 Cr | +18.4% |
| Jana Small Finance | ₹5,192 Cr | 13.9 | 7.60% | ₹1,816 Cr | -17.0% |
| Utkarsh Small Finance Bank | ₹2,361 Cr | -1.6 | -40.03% | ₹1,002 Cr | -33.6% |
| ESAF Small Finance | ₹2,285 Cr | -13.5 | -8.93% | ₹1,346 Cr | +37.7% |
| Suryoday Small Finance | ₹1,573 Cr | 10.5 | 7.59% | ₹770 Cr | -6.1% |
| Capital Small Finance | ₹1,243 Cr | 8.6 | 10.10% | ₹314 Cr | -5.6% |
Listed by market capitalisation. Ratios are shown for context only.
Ujjivan Small Finance Bank Ltd is trading at ₹58.10, with a market capitalisation of ₹12,325 Cr.
Ujjivan Small Finance Bank Ltd operates in the Financials > Banks > Banks space (Small Finance Bank).
Ujjivan Small Finance Bank Ltd has a P/E of 18 and a return on equity of 10.74%.
Ujjivan Small Finance Bank Ltd is listed on the NSE under the symbol UJJIVANSFB and on the BSE under the scrip code 542904.
Ujjivan Small Finance Bank Ltd's share price is up 18.6% over one year and down 17.8% over three months. Its 52-week range is ₹49.24 to ₹73.94.
In Q2 FY27, Ujjivan Small Finance Bank Ltd reported revenue of ₹2,449 Cr and net profit of ₹365 Cr, with basic EPS of ₹1.87 (standalone, parsed from the company's exchange filing).
Data as of 25 Oct 2026. Descriptive market data only — not investment advice.