Jana Small Finance (NSE: JSFB, BSE: 544118) is a Bengaluru, Karnataka-based company in the Small Finance Bank industry. With a market capitalisation of ₹5,192 Cr, it ranks #824 by market cap among the 6,137 Indian listed companies on FinBizNet, and #4 of 8 in Small Finance Bank. At ₹383.15 (as of 25 Oct 2026), the share price is 36.9% below its 52-week high of ₹606.95 and 16.1% above its 52-week low of ₹330.00. The share price is down 17.0% over one year and down 28.6% over three months.
| Current Price | ₹383.15 |
|---|---|
| Market Cap | ₹5,192 Cr |
| NSE Symbol | JSFB |
| BSE Code | 544118 |
| Sector | Financials > Banks > Banks |
| Sub-Industry | Small Finance Bank |
| P/E Ratio | 13.9 |
| Return on Equity | 7.60% |
| Return on Assets | 0.76% |
| 52-Week Range | ₹330.00 – ₹606.95 |
| 1-Year Price Change | -17.0% |
| 3-Month Price Change | -28.6% |
| Beta (1Y) | 0.33 |
| Headquarters | Bengaluru, Karnataka |
| Website | www.jana.bank.in |
| Revenue | ₹1,816 Cr |
|---|---|
| Net Profit | ₹170 Cr |
| Net Margin | 9.4% |
| EPS (Basic) | ₹16.12 |
| Basis | standalone |
Figures in ₹ crore, parsed from the company's exchange filing (XBRL).
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
1. Treasury-This segment engages in the investment activities. 2. Corporate / Wholesale Banking-This segment offers advances to companies and statutory bodies. 3. Retail Banking - Digital Banking Units-This segment provides digital banking products and services to retail customers. 4. Retail Banking - Other Retait Units-This segment provides other banking products and services to retail customers.
1. Treasury-23.6% 2. Corporate / Wholesale Banking-6.1% 3. Retail Banking - Digital Banking Units-0.1% 4. Retail Banking - Other Retail Units-130.2% 5. Other Banking Operations-1.8% 6. Unallocated-0.2%
| Company | Market Cap | P/E | ROE | Latest Qtr Revenue | 1Y Change |
|---|---|---|---|---|---|
| AU Small Finance Bank Ltd (AUBANK) | ₹74,164 Cr | 27.7 | 14.22% | ₹6,382 Cr | +16.8% |
| Ujjivan Small Finance Bank Ltd | ₹12,325 Cr | 18 | 10.74% | ₹2,449 Cr | +18.6% |
| Equitas Small Finance Bank Ltd | ₹8,050 Cr | 77.8 | 1.69% | ₹2,216 Cr | +18.4% |
| Jana Small Finance | ₹5,192 Cr | 13.9 | 7.60% | ₹1,816 Cr | -17.0% |
| Utkarsh Small Finance Bank | ₹2,361 Cr | -1.6 | -40.03% | ₹1,002 Cr | -33.6% |
| ESAF Small Finance | ₹2,285 Cr | -13.5 | -8.93% | ₹1,346 Cr | +37.7% |
| Suryoday Small Finance | ₹1,573 Cr | 10.5 | 7.59% | ₹770 Cr | -6.1% |
| Capital Small Finance | ₹1,243 Cr | 8.6 | 10.10% | ₹314 Cr | -5.6% |
Listed by market capitalisation. Ratios are shown for context only.
Jana Small Finance is trading at ₹383.15, with a market capitalisation of ₹5,192 Cr.
Jana Small Finance operates in the Financials > Banks > Banks space (Small Finance Bank).
Jana Small Finance has a P/E of 13.9 and a return on equity of 7.60%.
Jana Small Finance is listed on the NSE under the symbol JSFB and on the BSE under the scrip code 544118.
Jana Small Finance's share price is down 17.0% over one year and down 28.6% over three months. Its 52-week range is ₹330.00 to ₹606.95.
In Q2 FY27, Jana Small Finance reported revenue of ₹1,816 Cr and net profit of ₹170 Cr, with basic EPS of ₹16.12 (standalone, parsed from the company's exchange filing).
Data as of 25 Oct 2026. Descriptive market data only — not investment advice.