IBL Finance Limited (NSE: IBLFL) is a Surat, Gujarat-based company in the Personal Credit Agencies industry. With a market capitalisation of ₹164 Cr, it ranks #2,811 by market cap among the 6,197 Indian listed companies on FinBizNet, and #9 of 15 in Personal Credit Agencies. At ₹64.00 (as of 12 Nov 2026), the share price is 12.1% below its 52-week high of ₹72.80 and 45.6% above its 52-week low of ₹43.95. The share price is down 1.8% over one year and up 3.9% over three months.
| Current Price | ₹64.00 |
|---|---|
| Market Cap | ₹164 Cr |
| NSE Symbol | IBLFL |
| Sector | Financials > Financial Services > Consumer Finance |
| Sub-Industry | Consumer Finance > Personal Credit Agencies |
| P/E Ratio | 64.8 |
| Return on Equity | 4.07% |
| Return on Assets | 2.01% |
| 52-Week Range | ₹43.95 – ₹72.80 |
| 1-Year Price Change | -1.8% |
| 3-Month Price Change | +3.9% |
| Beta (1Y) | -0.05 |
| Headquarters | Surat, Gujarat |
| Website | iblfinance.in |
| Revenue | ₹8 Cr |
|---|---|
| Net Profit | ₹1 Cr |
| Net Margin | 13.6% |
| Basis | standalone |
Figures in ₹ crore, parsed from the company's exchange filing (XBRL).
Promoters held 63.18% of IBL Finance Limited's shares as of Sept 2026, against 63.20% in Sept 2025 (−0.02 percentage points).
IBL Finance Limited, a non-banking financial company, provides personal loans and financing solutions in India. The company offers various loan products comprising micro, small, and medium (MSME) loans; business, gold, microfinance, vehicle finance, education, and agricultural loans; loans against property; and instant personal loans through its mobile app. It also provides buy now pay later; secured redeemable non-convertible debentures, and non-convertible debentures. The company serves MSME enterprises; self-employed and salaried persons; and financial institutions, including NBFCs, MFIs, and HFCs. IBL Finance Limited was incorporated in 2017 and is headquartered in Surat, India.
1. Financing-This segment provides instant personal loans through its mobile app. 2. NA-NA 3. NA-NA 4. NA-NA
1. Financing-100%
| Company | Market Cap | P/E | ROE | Latest Qtr Revenue | 1Y Change |
|---|---|---|---|---|---|
| Tata Capital Limited | ₹1,50,178 Cr | 30.3 | 10.38% | ₹9,342 Cr | +9.2% |
| Moneyview | ₹9,333 Cr | 35.7 | — | ₹1,120 Cr | — |
| OnEMI Technology Solutions Limited | ₹7,236 Cr | 17 | 20.96% | ₹732 Cr | — |
| Manba Finance Limited | ₹791 Cr | 16 | 11.65% | ₹98 Cr | +1.5% |
| LAXMI INDIA FINANCE LIMITED | ₹556 Cr | 10.6 | 10.69% | ₹94 Cr | -26.1% |
| Akme Fintrade (India) Limited | ₹314 Cr | 6.9 | 10.50% | ₹45 Cr | -6.4% |
| Finbud Financial Services Limited | ₹240 Cr | 16.6 | 10.09% | — | — |
| Vaibhav Vyapaar | ₹189 Cr | 44.9 | — | — | — |
| IBL Finance Limited | ₹164 Cr | 64.8 | 4.07% | ₹8 Cr | -1.8% |
Listed by market capitalisation. Ratios are shown for context only.
IBL Finance Limited is trading at ₹64.00, with a market capitalisation of ₹164 Cr.
IBL Finance Limited operates in the Financials > Financial Services > Consumer Finance space (Consumer Finance > Personal Credit Agencies).
IBL Finance Limited has a P/E of 64.8 and a return on equity of 4.07%.
IBL Finance Limited is listed on the NSE under the symbol IBLFL.
IBL Finance Limited's share price is down 1.8% over one year and up 3.9% over three months. Its 52-week range is ₹43.95 to ₹72.80.
In Q2 FY27, IBL Finance Limited reported revenue of ₹8 Cr and net profit of ₹1 Cr (standalone, parsed from the company's exchange filing).
Promoters held 63.18% of IBL Finance Limited's shares as of Sept 2026, against 63.20% in Sept 2025 (−0.02 percentage points).
Data as of 12 Nov 2026. Descriptive market data only — not investment advice.